


Increase Access to, and use of a wide range of sustainable financial services in rural areas

To reduce poverty, improve livelihoods and enhance the resilience of rural households on a sustainable basis.

Bringing innovation and inclusion to the financial sector.

FINANCIAL ACCESS FOR RURAL MARKETS, SMALLHOLDERS AND ENTERPRISE PROGRAMMES
Promoting Access to Rural Financial Services in Malawi

FARMSE is a seven-year development programme financed by the Malawi government, the International Fund for Agricultural Development (IFAD), and the private sector, running from 2018 to 2025. The programme works to support the graduation of poor Malawians along the poverty spectrum from ultra-poor to a productive pathway on a sustainable basis. The programme also supports household economic development through access to financial services that are appropriate to each socio-economic level of poverty including ultrapoor, poor but food secure, vulnerable to poverty, and resilient to poverty.
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Our Funding Partners
The FARMSE programme is jointly funded by International Fund for Agricultural Development (IFAD) and the Malawi Government through the Ministry of Finance for effective achievements of the desired programme results.


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Watch the launch of FARMSE's 17 Rural Financial Inclusion Projects
https://fb.watch/jj11aEitMD/
SEED CAPITAL SAVES A RELENTLESS FARMER.
Once a troubled farmer “out of moves”, now saved by seed capital from FARMSE, the programme that target to economically graduate beneficiaries of the government Social Cash Transfer programme.
EMPOWERING WOMEN WITH SEED CAPITAL INJECTION.
Women of Mtendere CBFO cluster in the area of Traditional Authority T/A Ngabu in Chikwawa are not just mere “housewives” anymore. They are now equally breadwinners in their houses.
ALL BANKS IN ONE PLACE-THROUGH FARMSE
Takondwa Muheya is no longer traveling 26 kilometres from Muloza border to Mulanje boma to access banking services, because there is a merchant at Limbuli Trading Center who provides banking services around the area.